Usually the initiators of termination by banks. For example, a borrower wants to take a Bank of 100 thousand rubles. Meaning of refinancing is that the new loan the borrower receives on more favorable terms than was the old. Additionally, if the dawn of the Russian lending financial institution demanded payment of the potential borrower even when obtaining commercial loans initial contributions, to date, this nuance will be relevant only when taking out a mortgage and car loan, and even then not in all cases. Base this can be a violation of one of the parties to the contract.
This is a fairly new service, so it is provided not in all banks, so will have to try. In this case, having accepted the inheritance, you have a chance not to pay for someone else's loan, and become only the rightful owner of the property. If the Bank delays the borrowed funds or provides incomplete, then the borrower may require the Bank to comply with the terms of the contract, or to apply to the court to terminate the contract.
Attentively read the contract, the borrower may not pay attention to the fact that the rate at which he pays the loan, not a fixed and floating, i.e. In other words, people with low incomes, why not try to live logically, and only based on their own emotions. According to financial analysts, the borrower will have more chances of getting a mortgage loan for the purchase of suburban real estate, in that case, if he is made as the collateral in its main housing in the city. As practice shows, in anticipation of the holiday euphoria people try to do everything faster than usual, which is why few of us can detect in interest-free loans huge fees or existence insurance policies. That is, the borrower will have to pay 10 Grand to get funds. And when the amount of own funds is not enough, in this case people suffering from creditmany, begin to contact the banking organization. In the most positive of intentions they are trying to buy on credit, the maximum available for housing, choosing a more prestigious area. If the lender illegally increased its rate of interest or decided to charge a fee for services that have always been free, it will also serve as a basis for termination of the contract unilaterally. If the potential borrower has decided to purchase a vacation property in this way, a potential borrower is to start looking not financial institutions, and reputable construction company that is willing to provide such services.